To implement credit policies and procedures in line with the operating manuals and the strategic plan.
Key Result Areas: • Advise/sensitize clients about loan products, and cross sell other Bank products in line with Bank policy. • Analyze loan applicants’ financial status, credit worthiness and property evaluations to determine feasibility of granting loans • Prepare loan files for presentation to the loan committee and ensure complete documentation of all client files in line with the Credit policy. • Mobilise, educate, assess & enroll new and old customers for the various loan products on a daily basis in line with the Credit policy. • Disburse loans to clients on daily basis in line with the set performance targets in line with credit policy. • Clients’ records filed and correspondences between FTB and customers stored securely as per FTB’s loan documentation policy and Bank of Uganda requirements. • Receive and acknowledge receipt of the security pledged by customer and hand over the same for safe custody to the Credit Supervisor in line with the Credit policy. • Recover loans on a daily basis so as to maintain portfolio at risk as per Credit policy. • Enter loans in the Core Banking System (CBS) as per the approved terms and in line with the credit administration policy. • Advise/sensitize clients about loan products, and cross sell other Bank products.
Minimum qualification requirements and Personal attributes for this position: • A Degree /Diploma from a recognized educational Institution. Specialization in areas of Marketing/Commerce/Humanities/Microfinance will be an advantage. • Good analytical and report writing skills. • Computer literacy is a must. • A highly organized person with the ability to multitask. • Ability to work well under pressure and with minimum supervision. • Good written and oral communication skills. • Good interpersonal skills. • High level of integrity and self-initiative. • Willingness to work in the field at least 60% of the time. • Willingness to work outside the Central Business District of Kampala • Motorcycle riding skill is an added advantage.
Suitably qualified candidates should address their email application to Head, Human Resource, Finance Trust Bank, Plot 115 & 121, and Katwe. P.O. Box 6972, Kampala, Uganda, and email it to firstname.lastname@example.org . As well as photocopies of academic testimonials, and a CV. The CV should include telephone contacts and email addresses of three referees, one of who should be the most recent employer.