Job Details:
To implement credit policies and procedures in line with the operating manuals and the strategic plan.
Key Result Areas:
• Advise/sensitize clients about loan products, and cross sell other Bank products in line with Bank policy.
• Analyze loan applicants’ financial status, credit worthiness and property evaluations to determine feasibility of granting loans
• Prepare loan files for presentation to the loan committee and ensure complete documentation of all client files in line with the Credit policy.
• Mobilise, educate, assess & enroll new and old customers for the various loan products on a daily basis in line with the Credit policy.
• Disburse loans to clients on daily basis in line with the set performance targets in line with credit policy.
• Clients’ records filed and correspondences between FTB and customers stored securely as per FTB’s loan documentation policy and Bank of Uganda requirements.
• Receive and acknowledge receipt of the security pledged by customer and hand over the same for safe custody to the Credit Supervisor in line with the Credit policy.
• Recover loans on a daily basis so as to maintain portfolio at risk as per Credit policy.
• Enter loans in the Core Banking System (CBS) as per the approved terms and in line with the credit administration policy.
• Advise/sensitize clients about loan products, and cross sell other Bank products.
Minimum qualification requirements and Personal attributes for this position:
• A Degree /Diploma from a recognized educational Institution. Specialization in areas of Marketing/Commerce/Humanities/Microfinance will be an advantage.
• Good analytical and report writing skills.
• Computer literacy is a must.
• A highly organized person with the ability to multitask.
• Ability to work well under pressure and with minimum supervision.
• Good written and oral communication skills.
• Good interpersonal skills.
• High level of integrity and self-initiative.
• Willingness to work in the field at least 60% of the time.
• Willingness to work outside the Central Business District of Kampala
• Motorcycle riding skill is an added advantage.
Application procedure
Suitably qualified candidates should address their email application to Head, Human Resource, Finance Trust Bank, Plot 115 & 121, and Katwe. P.O. Box 6972, Kampala, Uganda, and email it to jobs@financetrust.co.ug . As well as photocopies of academic testimonials, and a CV. The CV should include telephone contacts and email addresses of three referees, one of who should be the most recent employer.
Date Posted: 2022-03-31